Mutual funds, govt schemes, and small savings — calculated honestly.
~34 calculators covering SIPs, government-backed schemes (PPF, Sukanya Samriddhi, NPS), Post Office instruments (RD/FD/MIS/NSC/KVP/SCSS), and gold (SGB + physical). Every formula is cited to SEBI / India Post / RBI / PFRDA. We do not recommend specific funds.
SIP, lumpsum, SWP, XIRR, CAGR — every MF calculation.
Formulas cited to SEBI circulars and AMFI guidelines. We do not recommend specific funds.
SIP Calculator
Project the future value of monthly, weekly, or daily SIP investments with compound returns.
Open calculatorStep-up SIP Calculator
Annual SIP step-up (top-up) calculator — model increasing contributions year over year.
Open calculatorLumpsum Calculator
One-time investment future value via compound annual return — equity, debt, or hybrid.
Open calculatorSWP Calculator
Systematic Withdrawal Plan — how long will your corpus last with monthly withdrawals?
Open calculatorXIRR Calculator
Extended internal rate of return for irregular cash flows — the correct metric for SIP returns.
Open calculatorCAGR Calculator
Compound annual growth rate from start value, end value, and holding period.
Open calculatorMF Returns Calculator
Mutual fund returns from units, purchase NAV, and redemption NAV — absolute and CAGR.
Open calculator
SIP calculators for HDFC, Groww, Zerodha, ICICI, and more.
Same SIP formula — pre-configured defaults aligned to each platform. Daily and weekly SIP variants also included.
HDFC SIP Calculator
SIP projection pre-configured for HDFC Mutual Fund — monthly SIP at typical equity fund returns.
Open calculatorGroww SIP Calculator
SIP returns as shown on the Groww app — cross-check projections with independent formula.
Open calculatorZerodha SIP Calculator
SIP projection for Zerodha Coin / Kite MF platform investors.
Open calculatorICICI SIP Calculator
SIP projection pre-configured for ICICI Prudential Mutual Fund investors.
Open calculatorSBI SIP Calculator
SIP projection for SBI Mutual Fund — one of India's largest fund houses.
Open calculatorAxis SIP Calculator
SIP projection for Axis Mutual Fund investors with customisable return assumptions.
Open calculatorKotak SIP Calculator
SIP projection pre-configured for Kotak Mahindra Mutual Fund investors.
Open calculatorDaily SIP Calculator
Daily SIP (365 instalments/year) future value — for platforms supporting daily contributions.
Open calculatorWeekly SIP Calculator
Weekly SIP (52 instalments/year) future value — for platforms supporting weekly contributions.
Open calculator
Sukanya, PPF, NPS — tax-efficient government instruments.
Rates cited to India Post / PFRDA / Ministry of Finance quarterly notifications.
Sukanya Samriddhi Calculator
8.2% p.a. EEE-status scheme for girl children — 21-year maturity with year-by-year breakdown.
Open calculatorPPF Calculator
7.1% p.a. EEE-status scheme — 15-year lock-in with 5-year extension blocks.
Open calculatorNPS Calculator
National Pension System corpus + monthly pension projection — 60% lump sum, 40% annuity.
Open calculatorNPS Vatsalya Calculator
NPS Vatsalya for minors — project corpus until child turns 18, then continues as NPS.
Open calculator
India Post RD, FD, MIS, NSC, KVP, SCSS — sovereign guarantee.
All rates reflect Q1 FY 2026-27 (April–June 2026) as notified by the Ministry of Finance.
Post Office Calculator Hub
Compare all 6 India Post schemes — RD (6.7%), FD (6.9–7.5%), MIS (7.4%), NSC (7.7%), KVP (7.5%), SCSS (8.2%). Decision tree + comparison table.
Open hubPost Office RD Calculator
6.7% p.a. quarterly compounding on monthly instalments. 5-year recurring deposit.
Open calculatorPost Office FD Calculator
6.9%–7.5% p.a. quarterly compounding. 5-year FD is 80C-eligible.
Open calculatorPost Office MIS Calculator
7.4% p.a. simple interest with monthly payouts. Max ₹9L (single) / ₹15L (joint).
Open calculatorNSC Calculator
7.7% p.a. annual compounding. 80C-eligible. 5-year lock-in. No upper limit.
Open calculatorKVP Calculator
Kisan Vikas Patra — 7.5% p.a. doubling in 115 months. No upper limit.
Open calculatorSCSS Calculator
8.2% p.a. quarterly payout for senior citizens (60+). ₹30L cap. 80C-eligible.
Open calculator
SGB, physical gold, and digital gold — returns and tax implications.
SGB: RBI master direction. Physical/digital/ETF: Finance Act 2024 (12.5% LTCG > 24 months).
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. The information on this page is for educational purposes only and does not constitute investment advice. Distribution by Jayesh Jain (AMFI ARN-286359). No advisory fees are charged.